Understanding Payment Integration in Kenya 

Payment integration in Kenya has evolved significantly, offering businesses seamless ways to process transactions. With a growing digital economy, companies are leveraging multiple payment solutions to ensure smooth, secure, and efficient transactions. Whether running an eCommerce store, a service-based business, or a fintech platform, choosing the right payment integration is crucial for success. 

Popular Payment Integration Options in Kenya 

Kenya’s payment ecosystem is diverse, with multiple solutions catering to different business needs. Below are the most widely used payment integrations in Kenya: 

1. M-Pesa Integration 

M-Pesa by Safaricom dominates mobile payments in Kenya. Businesses can integrate M-Pesa using: 

• Lipa na M-Pesa (Buy Goods & Paybill) – Ideal for merchants and service providers. 

• M-Pesa API (Daraja API) – Enables automated transactions like disbursements, collections, and real-time payment confirmations. 

2. Pesapal 

Pesapal provides a secure platform for processing card and mobile payments. It supports: 

• Visa and Mastercard payments 

• M-Pesa and Airtel Money 

• Online invoicing and subscription billing 

3. Flutterwave 

Flutterwave allows businesses to accept payments globally. It supports: 

• Mobile money (M-Pesa, Airtel Money, etc.) 

• Card payments (Visa, Mastercard, Amex) 

• Bank transfers 

• International payments 

4. DPO (Direct Pay Online) 

DPO offers multi-currency and multi-channel payment processing. It’s suitable for: 

• eCommerce platforms 

• Hotels and travel businesses 

• International transactions 

5. iPay Africa 

iPay provides a user-friendly API for seamless integration with: 

• M-Pesa, Airtel Money, and Equitel 

• Visa and Mastercard 

• Online invoicing 

6. JamboPay 

JamboPay is widely used for both private and government-related payments. Features include: 

• Mobile money and card payments 

• Utility bill payments 

• Subscription-based billing 

Choosing the Right Payment Integration 

When selecting a payment solution, consider the following factors: 

• Transaction fees – Different providers have varying charges. 

• Ease of integration – API documentation and support matter. 

• Security – Ensure compliance with PCI DSS standards. 

• Scalability – Choose a system that grows with your business. 

Oracom Web Solutions: Your Payment Integration Partner 

For businesses looking to integrate payment solutions seamlessly, Oracom Web Solutions offers expert services in setting up and managing payment gateways. With expertise in M-Pesa, Pesapal, Flutterwave, and other solutions, Oracom ensures smooth and secure transactions for your business. 

Conclusion 

Payment integration in Kenya is essential for businesses seeking efficiency and customer convenience. With various options available, selecting the right provider can enhance your transaction process and boost growth. Partnering with experts like Oracom Web Solutions ensures a seamless, secure, and optimized payment experience. 

Need help with payment integration? Contact Oracom Web Solutions today!